It has an extensive ATM network and reimburses up to $10 per statement cycle for fees charged at out-of-network ATMs.Īlly customers also get access to the bank’s savings tools.

As a full-service online bank, Ally offers an array of high-APY, low-fee checking and savings products. We chose Ally as one of the best online banks for its competitive rates, low minimum deposit requirements, unique online savings tools and lack of monthly maintenance fees.